Women are taking action to approach retirement with greater confidence. Somerecent, intriguing survey data indicates that women are planning their financial futures with some degree of pragmatism, but also with considerable motivation. One of the key motivations, it seems, is receiving financial advice. Results from a new...
How will Wall Street fare if interest rates climb back to historic norms? Rising interest rates could certainly impact investments, the real estate market and the overall economy – but their influence might not be as negative as some perceive. Why are rates rising? You can...
How do you contend with it? How do you avoid letting it unnerve you? If you want significant reward potential, you will have to assume some risk. Anyone investing in securities – particularly stocks – must accept that reality. Investing in the markets gives you an opportunity...
If you’re 40 or 50 and haven’t begun, you must make the effort. Some people start saving for retirement at 20, 25, or 30. Others start later, and while their accumulated assets will have fewer years of compounding to benefit from, that shouldn’t discourage them to...
While the idea of retirement has changed, certain financial assumptions haven’t. We’ve all heard about the “new retirement”, the mix of work and play that many of us assume we will have in our lives one day. We do not expect “retirement” to be all leisure....
IRAs & workplace retirement plans have higher contribution limits. The IRS has set annual contribution limits for IRAs, 401(k)s and other retirement plans higher for 2013, and made other important adjustments for inflation as well. Here is an overview of some notable changes just announced. The 2013...
The summer of 2012 has defied expectations. On August 21, the S&P 500 hit a 4-year high. It climbed 3% in the first three weeks of the month following a 1.26% July gain. Across the past four weeks, the index’s total return has been just under...
Little things to keep in mind for life after work. Decades ago, there was a popular book entitled What They Don’t Teach You at Harvard Business School. Perhaps someday, another book will appear to discuss certain aspects of the retirement experience that go unrecognized - the...
WEEKLY QUOTE“Big thoughts are fun to romanticize, but it is many small insights coming together that bring big ideas into the world.” - Scott Berkun WEEKLY TIP Sometimes filing separately can reduce a married couple’s federal tax burden. If one spouse has large itemized deductions or if both spouses...