WEEKLY QUOTE“Big thoughts are fun to romanticize, but it is many small insights coming together that bring big ideas into the world.” - Scott Berkun WEEKLY TIP Sometimes filing separately can reduce a married couple’s federal tax burden. If one spouse has large itemized deductions or if both spouses...
If you are injured or ill, it could help you keep afloat financially. If you can’t work and pay your bills, how are you going to cope? Let’s say an injury or illness prevents you from doing your job. How do you deal with the lost...
WEEKLY QUOTE“Don't ever take a fence down until you know why it was put up.” - Robert Frost WEEKLY TIP A good will should propose at least a few executors, as there is always the possibility that your first choice for executor might not outlive you. WEEKLY RIDDLE Four grown men decided to...
What are they? How do they differ from “traditional” investments? If you’re seeking a different investment path and have a large amount of money to invest, you may already be considering an alternative investment. Alternative investments sidestep the traditional investment paradigm, such as real estate, cash,...
WEEKLY QUOTE“The path to success is to take massive, determined action.” - Tony Robbins WEEKLY TIP Take a look at your insurance policy and read the fine print about long-term or progressive illness in case you or a loved one are one day diagnosed with Alzheimer’s Disease, Parkinson’s Disease or...
Many people underestimate lifestyle costs, medical expenses and inflation. What is enough? What is not enough? If you’re considering retiring in the near future, you’ve probably heard or read that you need about 70% of your end salary to live comfortably in retirement. This estimate is...
Who might want to take advantage of it? Who might not? Do you have a Thrift Savings Plan account? Then you should know about an important new development. Starting in spring 2012, FERS and CSRS employees will be able to have two types of balances in...
WEEKLY QUOTE“He who lives by the crystal ball soon learns to eat ground glass.” - Edgar Fiedler WEEKLY TIP At a 4% rate of inflation, expenses will double every 18 years. That’s a pretty good argument for growth investing in retirement. WEEKLY RIDDLE Take one letter out of a 7-letter word and it...
What could that money do for you? Is a tax refund coming your way? If you have already received your refund for 2012 or are about to receive it, you might want to think about the destiny of that money. Here are some possibilities. Start (or add...
April is nearly here. Keep your IRA in mind. Many of us associate April with taxes. We should also associate it with IRAs, for April is the month with the deadlines for IRA contributions and mandatory IRA withdrawals. The deadline for your 2010 IRA contribution is April...