Investors in longer-term Treasuries could see some rocky road ahead. We have seen an epic “flight to safety” this spring. In April alone, $20.6 billion moved into bond funds, according to Lipper. In the same month, $12.7 billion left stock funds (which marked the 12th consecutive...
Saving in your youth and the power of compound interest. We’re often reminded to save money for a rainy day, but young people don’t always think in the long-term. While it’s true that many people start investing later in life and enjoy comfortable returns on their...
WEEKLY QUOTE“Big thoughts are fun to romanticize, but it is many small insights coming together that bring big ideas into the world.” - Scott Berkun WEEKLY TIP Sometimes filing separately can reduce a married couple’s federal tax burden. If one spouse has large itemized deductions or if both spouses...
Investing timidly may shield you against risk ...
WEEKLY QUOTE“Your time is limited, so don't waste it living someone else's life.” - Steve Jobs WEEKLY TIP Too many retirement savers put a majority of their assets into a single stock (usually a company stock). Remember the merits of diversification. WEEKLY RIDDLE Two couples played paintball. Each person had blue, green,...
Another downturn? Or something much less severe? If Greece leaves the eurozone in the coming months, what kind of financial ripples could reach America? Nobody can predict the endgame yet; Greece may even stay in the euro, although that is looking less and less likely. The big...
Dollar cost averaging offers you a way to invest consistently and a chance to exploit some great buys. Are you investing inconsistently … or not at all? Inconsistent investment can sabotage your retirement savings efforts. There’s a way to avoid that problem: a strategy called Dollar...
WEEKLY QUOTE“Love is a friendship set to music.” - Joseph Campbell WEEKLY TIP Through tax-loss harvesting, long-term portfolio losses can be put to work. They may be used to offset long-term capital gains or to lower regular income. WEEKLY RIDDLE Name three consecutive days without using the words Monday, Wednesday, Friday, or...
These are the dates (and deadlines) too often forgotten. IRAs come with complex rules and regulations. As these rules and regulations are occasionally forgotten or misinterpreted by IRA owners, here is a refresher. Age 70½: Required Minimum Distributions (RMDs). Once you reach age 70½, you are required...
WEEKLY QUOTE“Success is how high you bounce when you hit bottom.” - George S. Patton WEEKLY TIP New parents can sometimes spend a little too much on cute and trendy stuff. Here’s a test: will the item improve the quality of care for your baby? If not, leave it at...