Retirement Planning Archives - Page 5 of 12 - NastGroup Financial
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Retirement Planning

23 Dec How Women Are Planning Their Financial Futures. From assorted survey data, an interesting snapshot emerges.

Women are taking action to approach retirement with greater confidence. Somerecent, intriguing survey data indicates that women are planning their financial futures with some degree of pragmatism, but also with considerable motivation. One of the key motivations, it seems, is receiving financial advice. Results from a new...

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16 Dec IRS Raises Retirement Plan Contribution Limits. Roth & traditional IRAs won’t get 2015 COLAs, but other plans will.

A little inflation means a little adjustment. As the Consumer Price Index is up 1.7% over the last 12 months, the federal government is giving Social Security benefits a 1.7% boost for 2015 and lifting annual contribution limits on key pension plans as well.1 401(k), 403(b),...

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31 Oct Less Protection for Inherited IRAs. They are no longer exempt from creditors & bankruptcy proceedings.

A SCOTUS ruling raises eyebrows. On June 12, 2014, the Supreme Court ruled 9-0 that assets held within inherited IRAs by non-spousal beneficiaries do not legally constitute “retirement funds.” Therefore, those assets are not protected from creditors under federal bankruptcy statutes.1,2 This opinion may have you...

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31 Aug Alternative Approaches to Retirement Planning. Is the conventional wisdom for everyone?

Questioning traditional assumptions about retirement planning can be illuminating. Some retirement planners and economists argue that they need to be reexamined. Does most retirement planning focus on the future at the expense of the present? One noted economist makes that case. Laurence Kotlikoff, the former White...

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04 Jun 72(t) Distributions

Sometimes you can take penalty-free early withdrawals from retirement accounts. Do you need to access your retirement money early? Usually, anyone who takes money out of an IRA or a retirement plan prior to age 59½ faces a 10% early withdrawal penalty on the distribution. That...

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