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Blog

31 Oct Less Protection for Inherited IRAs. They are no longer exempt from creditors & bankruptcy proceedings.

A SCOTUS ruling raises eyebrows. On June 12, 2014, the Supreme Court ruled 9-0 that assets held within inherited IRAs by non-spousal beneficiaries do not legally constitute “retirement funds.” Therefore, those assets are not protected from creditors under federal bankruptcy statutes.1,2 This opinion may have you...

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31 Aug Alternative Approaches to Retirement Planning. Is the conventional wisdom for everyone?

Questioning traditional assumptions about retirement planning can be illuminating. Some retirement planners and economists argue that they need to be reexamined. Does most retirement planning focus on the future at the expense of the present? One noted economist makes that case. Laurence Kotlikoff, the former White...

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